The expense tracker with a conscience

Budgeting apps organize your regret. We rub it in your face.

Every purchase gets one honest question — “did you actually need this?” Thirty seconds a log. Zero bank connections.

9:41

July 2026

Hey there

Guide

Burned on regrets

$0

Spent on needs

$0

Waste rate 88.4%Clean streak: 0 days
Last 7 days●Needed  ● Regret
That's 17 iced coffees drunk in spirit.
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Log in and face itSee how the guilt works

Free to use · No bank logins · Exportable anytime

30 secto log a purchase
1 questionper expense. An honest one.
0 banksconnected. On purpose.
100%of your data — exportable, deletable

How it works

Three steps. The third one hurts.

01Log the purchaseAmount, a category chip, an optional note. One thumb, on the go, before the receipt hits the floor.
02Answer the honesty check“Did you actually need this?” One toggle: needed or regret. No judge but yourself. Which is worse.
03Face the numberThe dashboard updates live: regret total, waste rate, streak, pace. The guilt math lands immediately. That's the point.

The guilt engine

Six features designed to make waste impossible to ignore.

Traditional trackers file your impulse buys into neat categories and the guilt evaporates. These don't let it.

“You could’ve saved”A giant red running total of this month's unnecessary spend. The hero number of the whole app. It is not on your side.
Waste rateThe percentage of your spending that was regret, not need. A single stat that summarizes your whole situation.
Real-world equivalentsWasted money translated into iced coffees, noodle bowls and video games — so the abstract becomes painfully concrete.
Clean streakDays since your last regret purchase. Celebrated with when you're strong. Mocked with when you're not.
Dumbest purchase of the monthA hall of shame on the Stats page. One purchase gets crowned. You will remember it. That's the idea.
Pace warningProjects your month-end spend against your budget — so you get warned before you blow it, not after.

Also a genuinely good tracker.

The full toolkit under the trash talk:

History with filter & searchMonthly stats & chartsSavings goalsRecurring & subscriptionsRegret autopsyPDF & Excel exportCustom categories & topicsDaily remindersPublic share link

The damage, projected

Run your own numbers. We'll wait.

Iced coffees per week4
Delivery orders per month6
"Treat yourself" splurges per month1

Honest averages: $6 coffee · $28 delivery order · $85 splurge.

If it's all regret, that's$0a year. $357 a month, quietly leaving.
That's the same as
714 iced coffees
306 noodle bowls
61 full-price video games
Okay fine, I'll track it →

Case studies

Guilt, applied. Results, real math.

Illustrative
−$255/moThe delivery era ends

Maya logged two weeks of orders and watched "Dinner" turn her regret chart red. Delivery regret fell from $340 to $85 a month — the honesty toggle did what three budgeting apps couldn't.

Maya, 24 · designer21-day streak
Illustrative
6 subscriptionsThe graveyard audit

Dev put his subscriptions into Recurring and found $114/month of services he'd forgotten existed — including two streaming platforms he thought he'd cancelled. One sitting, six cancellations.

Dev, 27 · engineer$1,368/yr back
Illustrative
$1,900 savedHall of shame → Tokyo fund

Sam's $68 gacha pull won "dumbest purchase of the month" three months running. The shame stuck; the spending didn't. Six months later the Goals page shows a Tokyo trip at 95% funded.

Sam, 22 · studentWaste rate 61% → 18%

Composite stories from early testing. The math is real; the names aren't.

What people say

Roasted, and grateful for it.

“It asked if I needed the purchase. I lied. It knew.”

Priya M. · early user

“My waste rate was 71%. I have never closed an app faster, or reopened one sooner.”

Jordan T. · early user

“The next to my streak is the most effective financial advice I've ever received.”

Alex R. · early user

“It converted my regret into iced coffees. 214 of them. Devastating. Life-changing.”

Noor K. · early user

“Other apps organized my chaos. This one made me stop causing it.”

Sam W. · early user

“Shared my streak link with my roommate. We are now in a shame-based savings race.”

Cam D. · early user

“It asked if I needed the purchase. I lied. It knew.”

Priya M. · early user

“My waste rate was 71%. I have never closed an app faster, or reopened one sooner.”

Jordan T. · early user

“The next to my streak is the most effective financial advice I've ever received.”

Alex R. · early user

“It converted my regret into iced coffees. 214 of them. Devastating. Life-changing.”

Noor K. · early user

“Other apps organized my chaos. This one made me stop causing it.”

Sam W. · early user

“Shared my streak link with my roommate. We are now in a shame-based savings race.”

Cam D. · early user

“It asked if I needed the purchase. I lied. It knew.”

Priya M. · early user

“My waste rate was 71%. I have never closed an app faster, or reopened one sooner.”

Jordan T. · early user

“The next to my streak is the most effective financial advice I've ever received.”

Alex R. · early user

“It converted my regret into iced coffees. 214 of them. Devastating. Life-changing.”

Noor K. · early user

“Other apps organized my chaos. This one made me stop causing it.”

Sam W. · early user

“Shared my streak link with my roommate. We are now in a shame-based savings race.”

Cam D. · early user

“It asked if I needed the purchase. I lied. It knew.”

Priya M. · early user

“My waste rate was 71%. I have never closed an app faster, or reopened one sooner.”

Jordan T. · early user

“The next to my streak is the most effective financial advice I've ever received.”

Alex R. · early user

“It converted my regret into iced coffees. 214 of them. Devastating. Life-changing.”

Noor K. · early user

“Other apps organized my chaos. This one made me stop causing it.”

Sam W. · early user

“Shared my streak link with my roommate. We are now in a shame-based savings race.”

Cam D. · early user

“Shared my streak link with my roommate. We are now in a shame-based savings race.”

Cam D. · early user

“Other apps organized my chaos. This one made me stop causing it.”

Sam W. · early user

“It converted my regret into iced coffees. 214 of them. Devastating. Life-changing.”

Noor K. · early user

“The next to my streak is the most effective financial advice I've ever received.”

Alex R. · early user

“My waste rate was 71%. I have never closed an app faster, or reopened one sooner.”

Jordan T. · early user

“It asked if I needed the purchase. I lied. It knew.”

Priya M. · early user

“Shared my streak link with my roommate. We are now in a shame-based savings race.”

Cam D. · early user

“Other apps organized my chaos. This one made me stop causing it.”

Sam W. · early user

“It converted my regret into iced coffees. 214 of them. Devastating. Life-changing.”

Noor K. · early user

“The next to my streak is the most effective financial advice I've ever received.”

Alex R. · early user

“My waste rate was 71%. I have never closed an app faster, or reopened one sooner.”

Jordan T. · early user

“It asked if I needed the purchase. I lied. It knew.”

Priya M. · early user

“Shared my streak link with my roommate. We are now in a shame-based savings race.”

Cam D. · early user

“Other apps organized my chaos. This one made me stop causing it.”

Sam W. · early user

“It converted my regret into iced coffees. 214 of them. Devastating. Life-changing.”

Noor K. · early user

“The next to my streak is the most effective financial advice I've ever received.”

Alex R. · early user

“My waste rate was 71%. I have never closed an app faster, or reopened one sooner.”

Jordan T. · early user

“It asked if I needed the purchase. I lied. It knew.”

Priya M. · early user

“Shared my streak link with my roommate. We are now in a shame-based savings race.”

Cam D. · early user

“Other apps organized my chaos. This one made me stop causing it.”

Sam W. · early user

“It converted my regret into iced coffees. 214 of them. Devastating. Life-changing.”

Noor K. · early user

“The next to my streak is the most effective financial advice I've ever received.”

Alex R. · early user

“My waste rate was 71%. I have never closed an app faster, or reopened one sooner.”

Jordan T. · early user

“It asked if I needed the purchase. I lied. It knew.”

Priya M. · early user

Quotes are illustrative, written for pre-launch marketing.

Your data, your business

We judge your spending. Not your privacy.

Two-factor authAny authenticator app, with one-time backup codes.
Google sign-inOAuth sign-in and account linking, plus email + password with reset.
Export everythingClean JSON of all your data, anytime. Plus PDF and Excel reports.
True deleteAn irreversible wipe. Your regrets are yours to erase.

What it's not

✕ Not a bank aggregator✕ Not an investment or net-worth tracker✕ Not a household ledger or business tool

It stays narrow on purpose. One emotional job, done extremely well: making waste visible.

FAQ

Fair questions.

Yes, free to use. The only thing it costs you is your delusions.

No — on purpose. You log purchases yourself in about 30 seconds. Typing the amount with your own hands is part of the honesty check.

You decide. Every purchase gets one toggle: needed or regret. No algorithm judges you — you judge you. Which, we've found, is far more effective.

A little. It roasts the spending, not the person. The copy is blunt and self-aware, but it's on your side — the whole point is that the discomfort changes behavior.

Email + password with reset, Google sign-in, and 2FA with backup codes. You can export everything as clean JSON anytime, and account deletion is a true, irreversible wipe.

Yes — every account can create a public read-only share link. Great for accountability, or for flexing a clean streak.

No bank login · 30 seconds a day · Free

Your regrets aren't going to track themselves.

Log in, log a purchase, answer one honest question. The guilt math takes care of the rest.

Log in and face it